Purpose and Advocacy
The Texas Association of Life and Health Insurers (TALHI) serves as the unified voice for life, health, and annuity carriers operating in Texas, lobbying state legislators and regulators to influence policy, promote market stability, and protect consumers.
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Core Services for Members
Members receive regulatory updates, compliance guidance, and access to educational webinars that address Texas‑specific statutes such as the Texas Insurance Code and the Department of Insurance's rules.
Regulatory Influence
TALHI regularly submits comments on proposed rule changes, participates in joint‑task forces with the Texas Department of Insurance, and provides data that help shape rate‑setting and market‑conduct examinations.
Consumer‑Facing Initiatives
Through public‑education campaigns, the association clarifies policy terms, encourages financial‑literacy, and offers a searchable directory of reputable insurers to help Texans make informed buying decisions.
Membership Structure
Eligibility is limited to licensed life, health, and annuity carriers with a statutory presence in Texas. Membership tiers include full carrier, associate, and student categories, each with differing fee schedules and voting rights.
Key Benefits Overview
| Benefit | Detail | Who Benefits |
|---|---|---|
| Legislative Advocacy | Direct representation on Capitol Hill and in Austin | All member insurers |
| Regulatory Alerts | Timely updates on rule changes | Compliance teams |
| Education Programs | Webinars, workshops, and research reports | Staff and agents |
| Consumer Resources | Public guides and insurer directory | Texas residents |