Current Maryland Average Weekly Wage (AWW)
The Maryland Workers' Compensation Commission sets the state's Average Weekly Wage (AWW) at $1,467 for 2024, based on the most recent wage data from the U.S. Bureau of Labor Statistics. This figure represents the average earnings of a full‑time worker in Maryland and serves as the baseline for benefit calculations.
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How the AWW Is Determined
The AWW is derived from the Maryland Department of Labor's wage‑survey data, which aggregates hourly, salary, and overtime earnings across industries. The commission updates the figure annually, adjusting for inflation and changes in the state's labor market. If a worker's actual earnings differ significantly from the state average, the commission may use a personalized wage calculation.
Benefit Calculations Using the AWW
Workers' compensation benefits in Maryland are expressed as a percentage of the AWW. Temporary total disability (TTD) benefits equal 66⅔% of the AWW, while permanent partial disability (PPD) awards use a schedule of benefits tied to the specific injury. For a worker earning the state average, TTD would be roughly $978 per week before taxes.
Variations for Individual Earners
If an employee's actual weekly wage is higher than the AWW, the commission may cap benefits at the AWW level unless the employer can prove a higher regular wage. Conversely, workers earning less than the AWW receive benefits based on their actual earnings, not the state average.
Impact on Employers
Employers must pay a premium based on the AWW and the total payroll of covered employees. Higher AWW figures increase the base premium rate, influencing insurance costs and the need for accurate wage reporting.
Key Comparisons
| Metric | Maryland | National Avg. |
|---|---|---|
| Average Weekly Wage (2024) | $1,467 | $1,277 |
| TTD Benefit Rate | 66⅔% of AWW | 66⅔% of AWW |
| Premium Rate Range | 1.5%–2.5% of payroll | 1.2%–2.2% of payroll |
What Workers Should Do
Injured employees should verify that the wage used in their claim matches their actual earnings. If there's a discrepancy, they can request a wage verification hearing. Keeping pay stubs and tax records handy streamlines this process.
What Employers Should Do
Employers need to report accurate wage data to the Workers' Compensation Commission and ensure their payroll records reflect any overtime or shift differentials. Regularly reviewing the AWW update helps prevent under‑ or over‑paying premiums.