Overview of the Institute
The primary institute offering life and health insurance licensing in Allen, Texas, is the Texas Insurance Licensing Center (TILC), a state‑approved provider that delivers pre‑licensing education, exam preparation, and continuing education for agents seeking Texas L&H licenses.
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Licensing Requirements in Texas
To obtain a Texas life and health insurance license, applicants must complete 20 hours of approved pre‑licensing education, pass the state exam, and submit a fingerprint‑based background check through the Texas Department of Insurance (TDI).
Course Structure and Delivery
TILC offers the required 20‑hour curriculum in three formats:
- Live classroom sessions at the Allen campus, typically scheduled on weekdays and evenings.
- Live online webinars that mirror classroom instruction in real time.
- Self‑paced on‑demand modules accessible through the institute's learning portal.
All formats cover the same core topics, including policy fundamentals, underwriting, ethics, and Texas insurance regulations.
Fees and Scheduling
The standard tuition for the 20‑hour life and health pre‑licensing course is $299, which includes study materials, the state exam fee, and a single retake. Additional retakes cost $75 each. Classes begin monthly, with new cohorts starting on the first Monday of each month.
Exam Registration and Preparation
After completing the course, TILC registers candidates for the Texas insurance exam administered by Pearson VUE. The exam consists of 150 multiple‑choice questions, a 3‑hour time limit, and a passing score of 70%.
Continuing Education (CE) Options
Licensed agents must complete 24 CE credits every two years. TILC provides CE courses covering ethics, advanced underwriting, and specialty lines, available both in‑person in Allen and online.
Comparison Table
| Feature | Live Classroom | Live Online | Self‑Paced |
|---|---|---|---|
| Schedule Flexibility | Fixed dates | Fixed dates, remote | Anytime access |
| Interaction | In‑person Q&A | Live chat Q&A | Forum support |
| Cost | $299 | $299 | $279 |