The standard translation for "workers compensation" in Spanish is seguro de accidentes laborales, which refers to the insurance covering employee injuries on the job. In some Latin American countries, you may also hear prestaciones de riesgos profesionales or indemnización laboral, depending on local legal terminology.
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Common Variations by Region
Different Spanish‑speaking jurisdictions use slightly different phrases that reflect their legal frameworks.
- Mexico: seguro de riesgos de trabajo or prestaciones de riesgos profesionales
- Spain: seguro de accidentes de trabajo or prestaciones por accidente laboral
- Argentina: seguro de riesgos del trabajo or indemnización por accidente laboral
Usage in Legal Documents
When drafting contracts or workplace policies, use the term that matches the local labor law. For example, a Mexican employer would reference "seguro de riesgos de trabajo" in compliance documents, while a Spanish company would cite "seguro de accidentes de trabajo."
Key Terms Related to Workers Compensation
| Spanish Term | English Equivalent | Typical Jurisdiction |
|---|---|---|
| seguro de accidentes laborales | workers compensation insurance | General/neutral |
| seguro de riesgos de trabajo | work‑related risk insurance | Mexico |
| prestaciones por accidente laboral | accident benefits | Spain |
| indemnización laboral | employment indemnity | Argentina |