What Is the Progressive Auto Renter's Discount?
Progressive offers a specific discount for renters who bundle their auto coverage with a renter's policy. The discount applies when the renter's policy is purchased through Progressive and the renter is also covered under an auto policy with the same insurer. It is designed to reward loyalty and simplify policy management.
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Eligibility Requirements in California
To qualify for the discount in California, a renter must:
- Be a resident of California.
- Own a Progressive auto policy or be eligible to purchase one.
- Purchase a Progressive renter's insurance policy within a 90‑day period of the auto policy's start date.
California law does not impose additional restrictions on the discount, but the policy must meet state minimum coverage requirements for renters.
How to Apply for the Discount
1. Request a Quote: Use Progressive's online quote tool or call a local agent and specify that you want the renter's discount.
2. Provide Policy Information: Share your auto policy number or indicate you are a prospective auto policyholder.
3. Review the Combined Policy: Verify that the discount is reflected in the premium calculation before finalizing.
4. Confirm Coverage Limits: Ensure the renter's policy covers liability, personal property, and loss of use as required by California law.
Tips to Maximize Savings
• Bundle All Coverage: Combine auto, renter's, and optionally home or life insurance under one provider to increase discount eligibility.
• Maintain a Clean Driving Record: A good record can qualify you for additional auto discounts that indirectly lower the renter's premium.
• Review Your Coverage Annually: Changes in living or driving circumstances may affect eligibility; update the insurer each policy renewal.
Where to Find More Information
Progressive's official website lists the renter's discount under the "Auto" section of the "Discounts" page. Contact a local Progressive agent for personalized guidance and to confirm the discount applies to your specific situation.