Start With Your Vehicle Information
Before clicking "Get a Quote," have your vehicle details handy: year, make, model, VIN, and current mileage. Progressive uses this data to assess risk and calculate premiums. If you have a recent repair history or added a security device, note those too.
More from this site
Keep reading the latest coverage
Gather Personal and Driving Records
Progressive will ask for your driver's license number, insurance history, and any traffic violations in the past three years. Having your past policy statements and claim history ready speeds the process. If you're a new driver, be prepared to explain your driving experience and any relevant training.
Define Coverage Needs
Decide which coverages are essential: liability, collision, comprehensive, uninsured motorist, and roadside assistance. Progressive offers optional add‑ons such as accident forgiveness or rental reimbursement. Consider your deductible level; a higher deductible typically lowers the monthly premium.
Use the Online Quote Tool
Navigate to Progressive's website and select "Auto" from the insurance options. Enter your vehicle and personal data as prompted. The system will generate a preliminary quote and suggest coverage packages. You can adjust options on the fly to see how each change affects the price.
Compare and Adjust
After receiving the quote, review the cost breakdown. Progressive often provides a comparison table of optional coverages and their impact on the premium. If the quote is higher than expected, try lowering the deductible, adding a safety device discount, or bundling with other insurance lines.
Finalize the Policy
Once satisfied, proceed to the payment step. You can pay online with a credit card or set up a payment plan. Progressive will email a confirmation and provide a digital policy document. Keep this in your driver's folder and update any changes to your address or vehicle promptly.