Does Huntington Bank Offer Life Insurance?

Huntington Bank and Life Insurance

Huntington Bancshares Incorporated does not directly offer or sell life insurance policies to consumers through its retail banking channels. Instead, the bank operates primarily as a depository institution focused on checking, savings, mortgages, and commercial lending. However, Huntington Bank does facilitate life insurance access through its trust and wealth management divisions, connecting customers with third-party insurance carriers via its subsidiary, Huntington Bancshares Incorporated Trust Company.

How Huntington Bank Connects Customers to Life Insurance

The bank's trust company can serve as a trustee or executor for estates that include life insurance policies. Customers seeking life insurance typically receive referrals to external providers or work with the bank's wealth management team to integrate life insurance into broader estate planning strategies. This means the bank itself does not underwrite the policy, but it may assist with the administrative and fiduciary aspects of holding a policy within a trust structure.

Key Points to Understand

• Huntington Bank does not issue life insurance policies directly.
• The bank's Trust Company manages fiduciary accounts, including those tied to life insurance proceeds.
• Customers are generally referred to external insurers for policy purchase.

Alternatives and Partner Providers

Because Huntington Bank does not carry its own life insurance products, customers should expect to work with independent insurance companies or brokers for their coverage needs. The bank's trust and wealth management teams can help coordinate beneficiary designations and policy ownership structures that align with estate plans. Customers interested in these services should consult a Huntington Bank representative or visit a local branch to discuss available referral pathways and trust-based planning options.