Short Answer
AIG does not provide direct auto insurance to consumers; it operates primarily as a reinsurance and specialty insurer. Some state‑licensed affiliates may offer auto coverage, but it is not a standard consumer product.
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Where to Look for Auto Coverage
If you need auto insurance, start with state insurance departments or the National Association of Insurance Commissioners (NAIC) website. These resources list licensed carriers in each state and their product lines.
State‑Licensed AIG Affiliates
A few AIG subsidiaries—such as AIG Global Corporate and Commercial and AIG‑USA—sell commercial or specialty auto policies for businesses or fleet operators. Individual drivers typically cannot purchase these policies directly.
What to Check When Searching for AIG Products
1. License status – Confirm the carrier holds a valid auto insurance license in your state.
2. Product type – Look for "commercial auto" or "fleet" coverage, not personal auto.
3. Agency partnership – AIG often sells through independent agencies; a local broker can verify whether a policy is truly an AIG product.
Why AIG Might Not Be Your First Choice
AIG's focus on reinsurance and specialty lines means its consumer offerings are limited. For personal auto coverage, insurers like State Farm, GEICO, or Progressive tend to have broader product ranges, clearer consumer support, and more transparent pricing.
Steps to Verify AIG Auto Coverage
1. Visit the AIG website and search for "auto insurance."
2. If no consumer page appears, check the "Partners & Affiliates" section.
3. Call the AIG customer service number for a direct confirmation or ask your local insurance agent to confirm whether an AIG policy is available in your state.
Alternatives for Small Business Owners
For businesses needing commercial auto coverage, AIG's partners or independent brokers can provide tailored policies. If you're a sole proprietor or small fleet, consider carriers that specialize in small business auto insurance, such as Nationwide or local regional insurers.
Bottom Line
While AIG itself does not sell standard consumer auto insurance, its affiliates may offer commercial or fleet options. Verify state licensing and product type through official sources before proceeding. For personal coverage, look to dedicated auto insurers with transparent consumer programs.