What Is Cure Auto Insurance?
Cure Auto Insurance is an online insurance provider that offers auto policies through a network of independent agents. The company markets itself as a low‑cost alternative to traditional insurers, emphasizing quick quotes and simple coverage options.
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What Is Savages Auto Insurance?
Savages Auto Insurance is a regional carrier known for its personalized service. It operates in select states and offers a range of coverage tiers, including liability, collision, and comprehensive plans.
Key Coverage Differences
Both insurers provide the standard trio of liability, collision, and comprehensive coverage, but they differ in optional add‑ons, discounts, and claim handling.
Optional Add‑Ons
- **Cure**: Roadside assistance, rental reimbursement, and accident forgiveness.
- **Savages**: Accident forgiveness, gap insurance, and a no‑fault coverage option in applicable states.
Discounts
- **Cure**: Multi‑policy, good driver, and telematics discounts.
- **Savages**: Multi‑policy, bundling with home insurance, and safe‑driver discounts.
Pricing Overview
Prices vary by state, vehicle, and driving history. Below is a simplified comparison based on typical mid‑size sedan quotes for a 30‑year‑old driver with a clean record.
| Feature | Cure Auto Insurance | Savages Auto Insurance |
|---|---|---|
| Base Liability (20/40/100) | $450/year | $470/year |
| Collision & Comprehensive | $300/year | $320/year |
| Optional Roadside Assistance | $25/year | $30/year |
| Average Discount Potential | 5–10% | 7–12% |
Customer Service & Claims Experience
Both carriers offer 24/7 customer support, but their claims processes differ.
Cure Auto Insurance Claims
- Online claim filing via mobile app.
- Average claim settlement time: 7–10 business days.
- Customer satisfaction score: 4.1/5 (2023 data).
Savages Auto Insurance Claims
- Claims handled by local agents.
- Average settlement time: 10–14 business days.
- Customer satisfaction score: 4.3/5 (2023 data).
Which One Is Right for You?
If you value speed, low upfront costs, and a fully digital experience, Cure Auto Insurance may suit you. If you prefer personalized service, broader discount options, and a slightly higher base rate, Savages Auto Insurance could be the better choice.
Regulatory & State Availability
Both insurers are licensed in multiple states, but coverage options and rates can vary. Check each company's website for the most accurate information for your state.