Connecticut requires candidates to complete a single, two‑part licensing exam for both health and life insurance, administered in one sitting; the exam consists of two separate sections—one for life insurance and one for health insurance—each scored independently but taken together as the state's sole exam stage.
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Exam Structure Overview
The Connecticut insurance exam is divided into two sections:
- Life Insurance: 100 multiple‑choice questions, 2 hours
- Health (Accident & Sickness) Insurance: 100 multiple‑choice questions, 2 hours
Both sections are delivered on the same day via computer‑based testing, and candidates receive a combined result after the exam concludes.
Scoring and Passing Requirements
Each section is scored on a scale of 0‑100, with a minimum passing score of 70 for life and 70 for health. The scores are reported separately, but a candidate must pass both to obtain a full license.
Preparation Tips Specific to Connecticut
Focus on state‑specific statutes and regulations, especially those covering Connecticut's unique policy provisions and consumer protections. Practice exams that mirror the two‑section format help manage time and stamina across the full four‑hour window.
Comparison with Neighboring States
| State | Exam Stages | Notes |
|---|---|---|
| Connecticut | 1 (two sections in one sitting) | Both life and health covered together |
| New York | 2 (separate life and health exams) | Separate testing dates often required |
| Massachusetts | 1 (combined exam) | Similar format, different question count |