Can you get life insurance on a parent without their consent

You cannot get life insurance on a parent without their consent. Life insurance requires the policyowner to have an insurable interest in the insured, the insured's consent, and typically their participation in medical exams and signing. These rules protect your parent's autonomy and prevent gambling on another person's life. You can still be a beneficiary if you have an insurable interest and your parent controls the decisions. Below are the key requirements and practical options available.