AIG Individual Life Insurance: How to Contact and What to Expect

Who Is AIG for Individual Life Insurance?

AIG (American International Group) offers individual life insurance policies that cover a range of needs, from term life for temporary protection to whole life for lifelong coverage. The company's policies are sold through agents, brokers, and its online portal, making it accessible for those who prefer digital or personal interactions.

Contacting AIG for a Life Policy

Online Contact Form

The quickest way to start a conversation is via the AIG Life Insurance Contact page (https://www.aig.com/contact). Select "Individual Life Insurance" and fill in your name, email, phone number, and a brief message. A representative will reply within 24–48 hours.

Phone Support

Call the main customer service line at 1‑800‑AIG‑INSURE (1‑800‑249‑7447). When you call, ask to be transferred to the Individual Life Insurance department. Keep your personal details handy for quicker service.

Agent or Broker Network

If you prefer face‑to‑face, search the AIG agent locator on the website. Agents can provide personalized quotes and walk you through policy options.

Mail and Email

For formal requests, mail documents to:

• AIG Life Insurance Department
• Attn: Individual Policy Enquiries
• 2400 E. 3rd Street, Chicago, IL 60601

Email: life@aig.com

What Information Will AIG Need?

To receive an accurate quote, you'll need:

• Full name, date of birth, and Social Security number
• Health history: current conditions, medications, and family medical background
• Lifestyle details: smoking status, alcohol use, and exercise habits
• Desired coverage amount and term length (for term policies)
• Preferred payment frequency (monthly, quarterly, annually)

Key Steps to Apply

1. Gather Documents: Medical records, recent health check‑up, and any prior insurance policies.

2. Complete the Application: Either online through the AIG portal or via paper form sent to the address above.

3. Medical Exam: Depending on coverage, a physician may need to conduct a health assessment.

4. Underwriting Review: AIG's underwriting team evaluates risk and determines rates.

5. Policy Issuance: Upon approval, you receive the policy documents and can set up payment.

Common Questions Answered

• Is AIG's life insurance affordable? Rates vary by age, health, and coverage amount. Compare quotes from multiple providers for context.
• Can I change my policy later? Term policies can be renewed; whole life policies offer cash value growth and can be adjusted with riders.
• What if I'm a smoker? AIG offers discounted rates for non‑smokers; smokers may face higher premiums but can still qualify.

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